01 Mar 2023 19:59 | Advieskantoor 'FINANCE VISIE' (Administrator)

Are you a visionary entrepreneur with a drive for success and a passion for innovation? Want to launch a world-class internet platform with limitless potential, drawing comparisons to the likes of Uber and Airbnb? Do you possess exceptional commercial skills and an undeniable charisma, as well as a natural affinity for insurance and franchising? And, most importantly, do you have the ability to think big, start small and scale fast? Then RiskShare presents a rare and irresistible opportunity for you to become a successful unicorn founder and reap significant financial rewards in just five years. Join the revolutionary insurtech platform that's set to shake up the insurance industry and make history. All you need to do is secure initial funding and assemble a network of independent advisors. Don't miss this once-in-a-lifetime chance to be at the forefront of industry disruption - contact us today!

RiskShare is the world's first and only true P2P risk sharing platform. With P2P risk sharing, participants pay only premium for each other's claims without the intervention of an insurer or reinsurer, so without costs, taxes and profits resulting in premiums that are at least 60% lower than traditional insurance.

The RiskShare platform is completely digital. No expensive buildings, no front or back office staff and no bureaucracy. RiskShare is an online network of individuals without legal status, so no laws, regulations and licenses apply. It offer coverage for death, disability, accidents, healthcare, travel, liability, legal aid, damage or loss to car, house and contents. Tagline "Risk ends where RiskShare begins''

The risk sharing is advised and managed by independent advisors who build their own client base through subscriptions and pay themselves a fixed fee per client to the platform. They are the first and only point of contact for advice and claims, making RiskShare both digital and personal. And in the end, the advisors are the ultimate marketing engine through no permits needed.

The platform allows participants to easily close, pay, claim and cancel risk sharing schemes themselves in minutes. The monthly premiums are variable and automatically (re)calculated daily, for each specific risk, to cover claims paid on that day. Advisors conduct client surveys to gather preferences for risk sharing schemes and if desired by the majority, these schemes are introduced. This allows participants to influence their own premiums.

Our 5 year objective is to have a network of one million clients, a franchise partnership of five thousand advisors and many many millions of transactions. With a market value of one billion euros, an exit will be considered.


Dear PayPal Ventures team,

Thank you for taking the time to join me today to learn about RiskShare, the world's first and only true peer-to-peer (P2P) risk sharing platform. During our discussion, we will explore how RiskShare is transforming the insurance industry with its innovative platform and how we plan to make it the next big thing in the sector. I would also like to discuss how PayPal Ventures can support our vision and be a part of this exciting journey.

RiskShare is a decentralized ecosystem of holacracy that operates entirely digital and online, offering premium savings of at least 60% by eliminating the need of insurers and reinsurers. Our platform is fast, efficient, and accessible to anyone, anywhere in the world. With billions of people seeking lower insurance premiums, RiskShare has the potential to revolutionize the industry. With your support and expertise, we believe we can take RiskShare to the next level and realize its full potential.

At RiskShare, independent financial, tax, legal, and medical advisors are key players in the functioning of the platform. Millions of them looking for an income boost by building their own client base, provide advice, and settle claims. They are the first and only point of contact and thus client responsible. Additionally, advisors play a vital role in marketing the platform and ensuring its success.

PayPal is a crucial component of the RiskShare platform, providing a secure and efficient way to collect and distribute premiums and claims. The use of a private blockchain ensures that all transaction details are verifiable and secure, providing an additional layer of protection for all parties involved. We would like to partner with PayPal Ventures to support the growth and expansion of RiskShare. This partnership will not only provide financial support, but also access to PayPal's network of experts and resources, which will be invaluable in achieving our goals.

The revenue model for RiskShare is three-fold. Clients pay at least 60% lower premiums through P2P risk sharing. Advisors recieve €90,000 in subscriptions per year with 100 clients. The platform recieves a fee of €96 per year per client from the advisors. Additionally, PayPal benefits from the platform with at least €50,000,000 (50 million) in transaction fees per year with one million clients.

Our goal within the next five years is to establish a network of one million clients, form partnerships with 5,000 advisors, and facilitate many millions of transactions. The platform is projected to have a market value of one billion euros, based on a valuation of 13 times its profit or an 8% rate of return. With ten million euros in launch capital and a focus on both growth and profitability, we are confident that we can reach our market value goal within five years.

We would be honored to partner with PayPal Ventures and benefit from your support, expertise, and network. We are confident that RiskShare has all the necessary components for success in the insurance industry, and we invite you to join the RiskShare revolution and become a part of this groundbreaking project.

Thank you for considering our proposal.

Best regards,

[Your Name]

Dear Deloitte team,

I hope you are doing well. We at RiskShare have been following your work for some time, and we are impressed by your expertise in consulting and risk management. As such, we would like to invite you to collaborate with us on a new project.

Our team at RiskShare is dedicated to introducing a fresh approach to risk management and consulting. We believe that the current centralized and hierarchical system can result in communication breakdowns and inefficiencies. Our vision is to establish a decentralized holacratic ecosystem for consulting and peer-to-peer risk sharing on a global scale.

In a holacratic ecosystem, an organization is divided into self-organizing teams, or "circles," each with a specific purpose and set of accountabilities. These circles are interconnected and interdependent, and they work together to achieve the overall goals. Each circle has a circle lead, who is responsible for ensuring that the circle is fulfilling its purpose and accountabilities. The circle lead is also responsible for facilitating meetings and decision-making processes within the circle.

We believe that this new approach will offer several benefits to our clients, including increased transparency, better communication, and improved efficiency. By leveraging the latest technology and best practices from the field, we can create a system that is more responsive to the needs of our clients.

We would like to invite your team to join us in this endeavor. We believe that your expertise in consulting and risk management will be invaluable to the success of this project. Your team's skills and knowledge can help us develop the necessary systems and protocols to make this vision a reality.

Together, we can create a new standard for consulting and risk management. We believe that this new approach will not only benefit our clients but will also help to create a more equitable and sustainable economy.

We look forward to the opportunity to work with you and to collaborate on this exciting project.

Thank you for considering our invitation.


[Your Name]